Quick answer: OptiAI®'s Full Access tier is free forever and includes every module, with a small daily AI allowance for Ask Opti, no trial and no card. A paid One plan at $4.99/month or $49.99/year adds more AI. You do not need it to use the calendar, chores, lists, meals or budget.
Updated October 2026. We make OptiAI, so please check other products' current pages before you decide.
What free includes
- Every module: calendar, tasks, routines, shopping list, meal planner, budgeting, health, childcare, pets, Home Map, Document Vault and Kids' Money.
- A small daily Ask Opti allowance.
- Web, iOS and Android on one household account.
- One connected bank (US and Canada) where bank linking is available.
What the paid plan adds
The One plan is $4.99/month or $49.99/year and adds more AI, plus two connected banks. Opti Points are available for extras. The pricing is the same on the home page and in the app, shown in your currency inside the app.
What free does not mean
- No ads and no selling of personal data.
- No free trial that flips to paid, because there is no trial.
- No card required to sign up.
Try it with one habit
Start with the shared calendar for a week, then add chores or the shopping list. See how to choose a family organizer for a rollout plan.
Is free enough for a family?
For many families, yes. The calendar, chores, lists, meals and budget are all in Full Access. What the paid One plan changes is the amount of AI: Ask Opti has a small daily allowance on free and more on the paid plan. If you rarely use the assistant, you may never need to upgrade. If you use it every day, the One plan at $4.99/month or $49.99/year gives you more room.
Either way, you can start in the browser or from the App Store or Google Play without entering a card.
What to check in any "free" app
For OptiAI the answers are: free forever, no card, every module included, and revenue comes from the optional One plan. OptiAI does not sell personal data and shows no ads.
- Is it free forever, or a trial that converts to paid?
- Is a card required to start?
- Which features are locked behind payment?
- How does the company make money, and does it sell personal data or show ads?
Getting your family to use it
The best free app is the one everyone opens. Start with one shared habit, usually the calendar, and invite the other adult first. Add older children next, then routines for younger ones. Keep the old system running for a couple of weeks so nothing is missed while the new habit forms.
Get the app: App Store · Google Play · or use it on the web.