See it all in one place
Protection lives inside Wealth. It reads what you have already told OptiAI about your policies, income, debts and home, so there is nothing to type twice, and it says plainly when it does not have enough to say anything.
What you get
Coverage checklist
Life, health, home, vehicle and income protection, laid out from what you have already recorded, with the facts each flag used and the rule of thumb named. Never a product, never a single figure you need.
Emergency fund
Pick the accounts that count as emergency savings and how many months of essential spending to aim for. See how many months you are covered today.
Important documents
Will, power of attorney, healthcare directive, a guardian for each child, beneficiaries and a digital-accounts note, with a status, a review date and where each is kept. A note and a date, never the document.
Weekly money check-in
Optional and off until you turn it on. Four short steps: your limits, a win or two, one idea with the reason you see it, and one small step only if you want it. At most one message a week.
Regional by design
Checklists and wording follow your region, such as lasting power of attorney in the UK and term life in India, and amounts use your own currency.
Ask Opti
Ask "am I on track with my emergency fund?" or "what insurance gaps do I have?" and get an answer from your own figures, with a reminder that it is general information.
Informational, never a sales pitch
Every flag explains what the cover is for and which of your own facts triggered it. Ranges come from named rules of thumb, you can dismiss or mark any line not applicable, and there are no insurer names, quotes or links to buy anything.
Private by default, shared by choice
Protection follows your Data Sharing settings and is grant-only. Full Access is free with every module included.
Keep the paperwork in the Document Vault. Wills, powers of attorney and cover documents can be filed in the vault and tick off your protection checklist.